Our Private Lending Program for Wholesalers or Joint Venture Partners will not only allow to scale faster but also get better at analyzing deals. 


What We Charge For Real Estate:


We aim to receive 2.5x times our capital allocated to pay form the Earnest Money Deposit (EMD)

Time frame preferred is typically 60 days or less loan for the loan period.


Example: EMD is $1,500.

When the property is sold we will get $3,750 from your assignment fee.

Better options are available for those that have experience, a cash buyers list and backlog of closed transactions,  or proof of closure, showing the ability to execute.

**In certain circumstances we will charge less depending on the terms, experience, collateral and amount of capital allocated.** 


Lending Requirements:


1. The assignable contract must be structured in which we have the right during the inspection period to receive the money. If for some reason the wholesaler or seller either have a disagreement or if anyone backs out of the deal. Meaning the Earnest Money Deposit (EMD) is refundable to Zigr during inspection and due diligence.

2. We have a Joint Venture Agreement Contingency or Clause in case the wholesaler can not sell the property on time, in this case Zigr has the first right to purchase the property at cost from the original contract.

3. The property must be under under contract for 75% of the After Repair Value (ARV) or less. This also includes Comparative Market Analysis (CMA) or Broker Price Option (BPO). Comps will be okay if we can prove that they are relative to the transaction.

4. The wholesaler must have clear photos of the property, interior and exterior. They will also have to abide by our property walk through checklist. This helps Zigr to clearly analyze the deal but also to help the wholesaler become more successful as a real estate investor or wholesaler.

5. Must show that you have a cash buyer list ready with qualified buyers to buy in your market. This may include pulling social media profiles, company branding, website etc.

6. Must have a company to close wholesaler deals through, this includes reporting transactions legally for tax purposes. All of our revenue generate from lending is reported and audited.

7.  Must have an executive summary or sponsor bio, for the individual and/or company that wished to borrow for the purpose to wholesale real estate.

8.  Must not be a complete or heavy renovation/ rehab.  We only lend on light to medium renovation deals typical with $60k or less, including high-end finishes.

9. Personal Financial Statement (PFS), this includes looking at your Tri-Merger Credit Report.

10. We require supporting documentation to verify who we lend to.  You will need a valid ID, provide a Utility Bill and have to sign documentation electronically.

**If multifamily there will be additional requirements. **

How Is Our Private Lending Program Different?

✔️ We are not just focused on making a profit from wholesalers!

✔️ Our Private Lending provides value outside of just capital alone.


We help train you to become a real estate investor and in addition to funding EMD:

  1. Our program provides capital and experience towards construction, renovations or funding towards special situations.
  2. Zigr is also an end buyer.
  3. Assist in closing deals through creative financing structures.
  4. We can build up your personal and business credit to tackle more deals, at scale.

Do you need additional assistance through our “Preferred Client Funding Program”? We offer professional underwriting, oversight and assistance with how to do everything from evaluating and submitting offers to motivated sellers, to marketing and disposition.

In addition we offer a comprehensive unique corporate style funding program to help you increase your personal and business credit to scale through unconventional methods.

Understanding a CMA vs BPO

Both a CMA (competitive market analysis) and a BPO (broker price opinion) offer the same type of information regarding homes and properties. In some states, the terms are used interchangeably. However, in many states, there is a very large difference between these documents. It’s important to understand the differences in these documents, especially if you’re going to work with them as a real estate professional.

What is a BPO?  CMA vs BPO

A BPO, or broker price opinion, is a compilation of information about a property as well as the opinion of a real estate agent as to the value of said property. Many times, a BPO will include information about the home, such as the number of bedrooms and bathrooms, the square footage, the acreage and more. It is typically formulated by a quick look at the property and surrounding properties by agents. In some cases, it involves more in-depth information.

What is a CMA?

A CMA, or comparative market analysis, is similar to a BPO in that it provides an estimated value of the property. However, a CMA is much more focused on comparable properties and estimating a value based on properties that have sold recently. Individuals take into account that information, as well as the state in which the current property is in. The document could be anywhere from a few pages to 50 pages long, and can include current market data.